Issuing Modules

Issuing Modules

  • Card Management Module (card issuing, full lifecycle card management for prepaid, debit, credit, private label, affinity, virtual, definition and lifecycle management of a Card Program parameters, )
  • Personalization Preparation Module (card creation data and PIN-mailer print data)
  • Credit Card Module (revolving, charge, installments, credit scoring, interest calculation, statements, pay-offs, delinquency tracking)
  • Loyalty Module (loyalty schemes, loyalty campaigns, points, rewards, cash-back, client personal application)
  • Switch Module (routing requests for authorization from acquirer further to issuer and back, while linking different reception networks on a national or international level)
  • Transaction Authorization Module (on-line and off-line transaction authorization based on account balance and other card program and(or cardholder variables)
  • Access Control Server – ACS (new EMVCo 3D Secure 2.X authentication protocol on the issuing side in line with PSD2 SCA requirements, enhanced customer experience – faster check out / frictionless flows, abandonment rates reduced, educed fraud, accessibility for app-based purchases, better performance of authentication)

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